Congratulations! You’ve successfully completed the quick and easy prequalification process. But what comes after that? What do you do after you have your prequalification letter in hand and available in your myConnects account? What’s next to land your dream home? Forge your way ahead on your home buying journey by following these steps:.
Understand your prequalification letter. Seems pretty obvious, right? But make sure you take the time to read through all the points in your letter and understand your options before moving forward. Does something seem confusing? Need clarification? Ask your Relationship Specialist (RS). They are available to help answer any questions you have and will take you through your options. Once you have talked everything through, let your RS know that you are ready to fill out a formal loan application.
Review your mortgage application checklist.This document will help you make homeownership simple by showing what you need to complete during the mortgage process. This checklist will also help you organize your finances and make smart decisions on your way to owning a home. Work with your RS to check off items as you completed them.
Learn what to expect. If you’ve never been through the home buying process before, it can be hard to imagine the experience. From attending your first open house to collecting the keys and moving in, it’s helpful to have a heads-up on some things you’ll encounter along the way. Click here to read more about what to expect.
Making choices. When searching for your perfect home, you'll have to make a lot of choices, from everything relating to home financing, location, size, and style. We’ll help you hone in on your criteria with a Dream Home Wish List to organize your search and keep you focused on what matters most to you. Be ready to make some choices and adjust your findings based on opportunities before you.
Ask yourself the right questions. When it comes to buying a home, there are lots of questions running through your mind. How do I know which location is right for me? What kind of home style will I be happy with? What if the home doesn’t fit my everyday life? You may be struggling to determine how a particular homestead aligns with your personality and current lifestyle. Click here to figure out the right move and questions you should ask yourself.
Find your dream home. Use our Dream Home Wish list to rate items in order of importance to hone in on what is important to you when it comes to finding your perfect property. This will help you define your personal criteria and help best prepare your Agent to find it for you. Once this is complete, start searching online and get excited to attend open houses with your Agent!